Quỹ khẩn cấp

A professional couple, an adult man and woman in their late 30s, dressed in modest business casual attire, are sitting at a clean, modern wooden table in a bright, contemporary home office. They are collaboratively reviewing a detailed digital budget displayed on a large tablet, which clearly shows color-coded financial "buckets" or categories like "Essentials," "Long-term Savings," and "Emergency Fund." The man points to a section on the screen, while the woman nods in agreement, both engaged in an open and honest financial discussion. The room is well-lit with natural light, reflecting a sense of clarity and organization. Perfect anatomy, correct proportions, natural pose, well-formed hands, proper finger count, natural body proportions. Fully clothed, appropriate attire, professional dress, safe for work, appropriate content, family-friendly.

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